CITIZEN-FACING PORTAL
Arbiter Commonwealth · Engine 03 of 08

Apply on your phone. In twelve minutes

A 28-page PDF form written in bureaucratic language, available in two languages, requiring a printer and a trip to a government office. That is what the current application process looks like. Commonwealth replaces it with a mobile-first portal that asks each question once, in plain language, in 20+ languages — and lets a family apply for every program they qualify for in 12 minutes from the phone they already carry.

Benefits Application
STEP 4 OF 6 · INCOME
YOUR PROGRESS
You
Family
Home
Income
Docs
Review
Do you have a job right now?
This includes part-time, full-time, gig work, or self-employment. We'll ask about each one separately.
Yes, I have a job
No, I'm not working right now
I have more than one job
Continue →
ENGLISH · TAP TO CHANGE LANGUAGE
89%
Mobile completion rate
12min
Average application time
20+
Languages supported
vs. 34%
Legacy paper completion
The Application Problem

The application is the front door to the benefits system. And for most states, that front door is a 28-page PDF form written at a 12th-grade reading level, in bureaucratic language that even caseworkers struggle to interpret, available only in English and Spanish, that requires a printer to fill out, a scanner to submit, and a trip to a government office that is open only during the hours when working people are at their jobs. The result: 34% completion rate. Two out of three families who start the application give up before they finish. Not because they are ineligible. Because the form defeated them.

Commonwealth's citizen portal is designed by the people who use it — not the lawyers who write the regulations. Every question is plain language at an 8th-grade reading level. Every question is asked exactly once, regardless of how many programs the family is applying for. The application saves automatically and can be resumed at any time. Documents are uploaded from a phone camera. And the entire process takes 12 minutes — not 12 days.

Before & After

What changes when the front door is designed for the people walking through it.

LEGACY APPLICATION
28-page PDF form
Bureaucratic language at 12th-grade reading level. Legal terminology that even caseworkers need training to interpret. Questions that ask for the same information in different ways across different sections.
34% completion rate · Average 45 minutes to complete
Available in 2 languages
English and Spanish only. Families who speak Haitian Creole, Arabic, Somali, Mandarin, Vietnamese, or any of the dozens of other languages in diverse communities must find their own interpreter — or give up.
18% of eligible non-English speakers never apply
Requires office visit or printer
PDF must be printed, filled out by hand, and either mailed, faxed, or brought to a government office. Offices are open Monday-Friday, 8 AM to 5 PM — the exact hours when working families cannot visit.
Average 3 trips to complete the application process
COMMONWEALTH CITIZEN PORTAL
Mobile-first, one-question-at-a-time
Each screen shows one question in plain language at 8th-grade reading level. Contextual help explains why each question is asked and how to answer it. The application adapts — skipping questions that don't apply based on previous answers.
89% completion rate · Average 12 minutes
Available in 20+ languages
Full application available in English, Spanish, Haitian Creole, Arabic, Somali, Mandarin, Cantonese, Vietnamese, Korean, Russian, Portuguese, French, Tagalog, Hindi, Urdu, Bengali, Burmese, Nepali, Swahili, and Amharic — with new languages added through community translation partnerships.
40% increase in applications from non-English-speaking communities
Apply from any phone, any time
Complete the entire application on a phone at 11 PM after the kids are in bed. Upload documents by taking a photo. Save progress and come back tomorrow. No printer. No office visit. No time off work. No childcare needed.
68% of applications submitted outside business hours
Capabilities

Eight capabilities that open the front door to everyone.

Every capability designed for the person who needs help most — and has the least time, the least bandwidth, and the least patience for bureaucracy.

Capability 01
Mobile-First Responsive Design
Designed phone-first, not desktop-first-then-shrunk. Every screen, every interaction, every gesture optimized for the 5.5-inch screen that 97% of benefits applicants carry.
97% of low-income adults own a smartphone — the portal meets them there

Most government digital services are desktop applications that have been made "responsive" — meaning the desktop layout shrinks to fit a phone screen, but the interaction model remains designed for a mouse and keyboard. Commonwealth's citizen portal was designed phone-first: large touch targets sized for thumbs, one question per screen to avoid scroll fatigue, swipe navigation between sections, native phone camera integration for document upload, and form fields optimized for mobile keyboards (numeric keyboard for income, date picker for birthdates). The application works on any smartphone — iPhone or Android, current or three generations old, on WiFi or cellular data. No app download required. No special hardware. Just a browser and a phone.

Performance
89%
Application completion rate on mobile devices
<3s
Page load time on 3G cellular connection
Capability 02
Plain-Language Question Flow
Every question written at 8th-grade reading level in conversational language. No jargon. No legalese. No "head of household filing status." Instead: "Do you have a job right now?"
Reading level reduced from grade 12 to grade 8 — without losing legal precision

The language of government benefits applications was written by lawyers and policy analysts — not by the people who fill them out. "Indicate whether any members of your assistance unit have countable earned income from employment, self-employment, or contractual labor arrangements" becomes "Do you have a job right now?" in Commonwealth. Every question was tested with actual benefits applicants across literacy levels, languages, and cultural contexts. Contextual help (accessible with one tap) explains why the question is being asked and exactly how to answer it. The application adapts its questions based on previous answers — a family that reports no earned income is never asked about employer information, pay frequency, or work hours.

Performance
8th
Grade reading level for all application questions
62%
Fewer questions asked through adaptive skip logic
Capability 03
Multilingual & Accessibility Support
Full application available in 20+ languages with WCAG 2.1 AA compliance — screen reader support, high contrast mode, adjustable text size, and keyboard-only navigation.
Applications from non-English speakers increased 40% after multilingual launch

Language is the most common barrier to benefits access after complexity itself. A Vietnamese-speaking grandmother caring for her grandchildren cannot complete an English-only application — and the legacy workaround (finding an interpreter, calling a language line, or relying on a bilingual family member who may not be available) adds days to the process. Commonwealth provides the complete application in 20+ languages, translated by native speakers with benefits-specific expertise — not machine translation. The language selector is the first element on the first screen. Every subsequent screen, help text, notification, and status update appears in the selected language. For accessibility, the portal meets WCAG 2.1 AA standards: full screen reader compatibility, high contrast mode, adjustable text sizing up to 200%, and complete keyboard navigation for users who cannot use a touchscreen.

Performance
20+
Languages with native human translation (not machine translation)
AA
WCAG 2.1 compliance with screen reader, high contrast, and keyboard nav
Capability 04
Smart Document Upload & AI Classification
Photograph documents with the phone camera. AI identifies the document type, extracts key data, checks quality, and requests re-capture if the image is blurry or incomplete.
94% of uploaded documents classified correctly by AI on first attempt

Document submission is where legacy applications break down most completely. The paper process requires photocopying pay stubs, mailing them to the agency, and waiting for someone to open the envelope and file the document in the correct case folder. Digital portals improved this — but most still require the applicant to identify the document type from a dropdown menu, name the file correctly, and hope the quality is acceptable. Commonwealth simplifies document submission to a single action: point the phone camera at the document and tap the button. AI identifies the document type (pay stub, lease agreement, utility bill, identification), extracts key data fields (employer name, gross pay, pay period), checks image quality (readability, completeness, no glare), and requests re-capture immediately if the image won't be usable — before the applicant puts the document away.

Performance
94%
AI document classification accuracy on first attempt
Real-time
Quality check with immediate re-capture request if image is unusable
Capability 05
Progress Save & Resume
Application saves automatically after every answer. Applicants can close the browser, restart their phone, or come back three days later — and pick up exactly where they left off.
42% of applicants complete the application across multiple sessions

Life interrupts. The baby wakes up. The bus arrives. The phone battery dies. A benefits application that loses progress when the browser closes is an application designed to fail. Commonwealth saves every answer as it is entered — not when the applicant clicks "submit." If the phone dies mid-question, the answer on the previous screen is already saved. When the applicant returns (via a saved link, a text message reminder, or by logging back in), they resume at the exact point where they left off. No re-entering information. No starting over. The system sends a gentle reminder after 24 hours if the application is incomplete, and again at 48 hours — with a direct link that opens to the next unanswered question.

Performance
Auto
Every answer saved immediately — no "submit" required to preserve progress
42%
Of completed applications were finished across 2+ sessions
Capability 06
Real-Time Status Tracking & Notifications
Applicants see their application status in real time — submitted, under review, verification needed, approved, enrolled — with push notifications at every stage change.
"Where is my application?" calls reduced 64% through self-service status tracking

After submitting a benefits application, applicants enter a black hole. They submitted the form. They don't know if it was received, if documents are missing, if their interview has been scheduled, or when a decision will be made. So they call. And call. And call. "Where is my application?" is the single most frequent call to benefits agencies — consuming caseworker time that could be spent processing applications. Commonwealth provides real-time status tracking that works like package delivery tracking: the applicant logs in and sees exactly where their application stands in the process, what stage it's in, what (if anything) is needed from them, and when they can expect a decision. Push notifications via text, email, and app alert the applicant at every stage change — "Your documents have been received," "Your interview is scheduled for Tuesday at 2 PM," "Your SNAP application has been approved."

Performance
64%
Reduction in "where is my application?" calls to the agency
Real-time
Status visible to applicant at every stage of the process
Capability 07
Benefit Balance & Payment Dashboard
After enrollment, the portal becomes a benefits management dashboard — showing balances, payment dates, transaction history, and renewal timelines for every active program.
Self-service balance checks replace 38% of routine agency call volume

The citizen portal doesn't end at application. After enrollment, it becomes the family's benefits dashboard — a single place to see every active benefit, every balance, every upcoming payment date, and every renewal timeline. SNAP balance and transaction history. Medicaid coverage details and provider lookup. TANF payment schedule. WIC food package details. Childcare authorization status. Energy assistance payment status. All in one place, accessible on the same phone the family used to apply. The dashboard sends proactive notifications before renewals are due, when balances are running low, and when policy changes affect the family's benefits. This self-service capability reduces routine call volume to the agency by 38% — freeing caseworker time for complex case management.

Performance
38%
Reduction in routine call volume through self-service dashboard
All
Active programs visible in single unified dashboard
Capability 08
Secure Identity Verification
Multi-factor identity verification that balances security with accessibility — supporting ID document scan, knowledge-based verification, and in-person identity proofing at community locations.
98.4% identity verification success rate with no in-person visit required

Digital benefits applications require identity verification — but overly aggressive identity proofing creates barriers that disproportionately affect the populations most likely to need benefits. People experiencing homelessness may not have a current ID. Domestic violence survivors may not want to use their legal name. Immigrants may have foreign-issued identification that automated systems don't recognize. Commonwealth provides layered identity verification: the primary method is ID document scanning with AI verification (state ID, passport, or foreign government ID), supplemented by knowledge-based verification questions drawn from credit bureau and public records. When digital verification cannot confirm identity — which happens for approximately 12% of applicants — the system offers in-person identity proofing at community locations (libraries, community centers, partner organizations), not just government offices.

Performance
98.4%
Identity verification success rate including all methods
88%
Verified digitally without any in-person visit
Deployment Results

The front door, redesigned for the people who need it most.

State HHS — 2.4M Beneficiaries, Mobile-First Launch

Application completion rate jumped from 34% to 89%. Average time: 12 minutes.

The Outcome

A state HHS agency serving 2.4 million beneficiaries replaced its PDF-based application with Commonwealth's mobile-first citizen portal. The completion rate jumped from 34% to 89%. Average application time dropped from 45 minutes to 12 minutes. Applications submitted outside business hours — evenings, weekends, early mornings — accounted for 68% of total volume, demonstrating that the barrier was never willingness to apply but rather the inability to visit an office during working hours. "Where is my application?" calls decreased 64% through self-service status tracking, freeing 14,000 caseworker hours annually for case processing.

89%
Completion rate
12min
Average time
68%
Outside business hours
64%
Fewer status calls
Diverse Urban County — 14 Primary Languages

Applications from non-English speakers increased 40% after multilingual portal launch.

The Outcome

An urban county serving communities that speak 14 primary languages launched Commonwealth's multilingual portal with translations completed by native-speaker community partners — not machine translation. In the first six months, applications from non-English-speaking households increased 40%. The largest increases came from Haitian Creole (+62%), Arabic (+54%), and Somali (+48%) speaking communities that had historically low enrollment despite high eligibility rates. Community organizations reported that the portal became a referral tool — families helping neighbors apply in their shared language. The county's benefits participation rate among eligible non-English speakers rose from 42% to 68% within one year.

40%
Non-English apps ↑
14
Languages available
62%
Haitian Creole app ↑
42→68%
Participation rate
Rural 12-County Consortium — Limited Office Access

14,000 families who had never applied submitted applications from their phones.

The Outcome

Across 12 rural counties where the nearest benefits office was 45+ minutes away, the legacy application required an in-person visit for both application and interview. Working families could not take a day off work to drive to and from the office. Commonwealth's mobile portal eliminated the in-person requirement entirely. In the first year, 14,000 families who had never previously applied for any benefit submitted applications — and 11,200 were approved for at least one program. Average benefit per newly enrolled family: $4,800 annually. The estimated annual economic impact of benefits flowing into the 12-county region: $54 million — money that went to grocery stores, landlords, pharmacies, and childcare providers in communities that had been underserved for decades.

14K
New families reached
$54M
Annual economic impact
$4,800
Avg benefit per family
Zero
Office visits required
Citizen Voices

I applied at 11 PM on a Tuesday night after my kids went to sleep. My phone. My couch. Twelve minutes. I took pictures of my pay stubs and my lease with the phone camera and the app figured out what they were. I did not have to go to an office. I did not have to take a day off work. I did not have to find someone to watch my kids. I did not have to print anything. Two weeks later, my SNAP card arrived in the mail and I found out I also qualified for Medicaid and WIC — programs I did not even know I was eligible for. The old form was 28 pages. I know because I tried it three times and gave up every time.

Single Mother of Two
First-Time Benefits Applicant
Applied at 11 PM · Approved for 3 Programs

My mother does not speak English. She speaks Haitian Creole. For seven years, she has qualified for SNAP and Medicaid but never applied — because the form was in English, the language line had a 45-minute wait, and the office had no Creole-speaking staff. When I showed her the Commonwealth portal in Haitian Creole on her phone, she started crying. She said, "This is the first time the government has spoken to me in my language." She completed the application in 14 minutes. She was approved for SNAP and Medicaid within a week. She is 68 years old and has been eligible for seven years.

Daughter of Haitian Immigrant
Assisted Her Mother's Application
Haitian Creole Portal · 7 Years Eligible

I live 52 miles from the nearest benefits office. I work at a chicken processing plant from 6 AM to 3 PM Monday through Saturday. The office is open 8 to 5 Monday through Friday. You do the math. There was no way for me to apply without losing a day of pay I could not afford to lose. The phone application changed that. I applied on my lunch break in the parking lot. My wife finished the document uploads that evening. We were approved for SNAP, Medicaid for our three kids, and energy assistance. That is $6,200 a year that we did not know was available to us — because the system made it impossible for working people to apply.

Poultry Processing Worker
Applied During Lunch Break
52 Miles from Nearest Office · 3 Programs
89%
Mobile completion rate
12min
Average application time
20+
Languages supported
14K
New families reached (rural)
Open the Door. Every Language. Every Phone.

The application, designed for the people who fill it out

Request a demonstration of the Citizen Portal — including the mobile application experience, multilingual support, and real-time status tracking.

Or contact our government services team at [email protected]